This is an option if you're not ready to combine finances or see each other's budgets. You can continually add transactions to Splitwise, specify who owes who money, and then reconcile as you see fit later. If you have no intention of budgeting or tracking expenses between you and your partner but prefer to split bills and don't want to have 10 Venmo requests a week, Splitwise is a great option. Mint's biggest downfall is that it's for one person – there's no two log-in option, and therefore all your accounts are treated as one person.Īnother runner-up is Splitwise. It's been around a long time, and Mint beats all of these apps with its ability to analyze expenses. I must confess, knowing this and knowing that Firstly may be the best software for my family, I still use Mint. Option to open a joint bank and credit cardīest For: Couples who often split expenses and want to track their individual and joint spending and savings goals, debt, and investments.Īlternative Apps (Not Specifically for Couples).Ability to split transactions with your partner.However, the goal tracking feature is manual, and Zeta has the lowest user reviews of the three apps on both Apple and Google Play. Zeta also offers bill reminders, a notes feature to communicate, and tagging options, so your partner gets notified when you want them to see your note. Zeta is easy to use and allows you to split transactions and track money owed to each other. You'll each need to connect your accounts or manually enter transactions. Zeta is a free couple's budget app that gives you and your partner separate logins. Ability to keep transactions private from partnerīest For: Couples looking for a simple mobile app to track their individual and joint spending, debt, and investments.Ability to chat within the app to discuss transactions.But you do have the ability to sync your accounts or enter transactions manually. You have to use the categories native to the app, and you can't create your own. While easy to use, Honeydue is not customizable. This allows you to resolve the pay difference or have the app track who owes money and pay each other back. Honeydue is a free mobile-only couple's budgeting and bill-tracking app. You can initiate a payment between you and your partner when a transaction appears. ![]() ![]()
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